News for 'Citibank India'

Should you prepay your home loan?

Should you prepay your home loan?

Rediff.com14 Mar 2016

Just in case you have surplus funds and are thinking about it, here are some pros and cons you must know...

Will Nachiket Mor be the next RBI Governor?

Will Nachiket Mor be the next RBI Governor?

Rediff.com4 Nov 2013

Raghuram Rajan has appointed him as head of several committees soon after taking charge.

4 reasons why teenagers must use credit cards

4 reasons why teenagers must use credit cards

Rediff.com28 Jul 2016

You may think that teenagers and credit cards are a recipe for disaster but before you dismiss the idea give it a second thought.

6 ways women can save money for retirement

6 ways women can save money for retirement

Rediff.com8 Mar 2016

Women are multitasking and management queens. The pointers here can easily be managed by all women along with juggling their current tasks at hand. Superheroes are fictional whereas superwomen are real. They are all around us!

Bankers see longer rate hike season

Bankers see longer rate hike season

Rediff.com13 Nov 2013

CEOs of leading banks say third straight rate hike by RBI inevitable, though not desirable.

A loan guarantee could harm your CIBIL Score

A loan guarantee could harm your CIBIL Score

Rediff.com2 Feb 2016

Guaranteeing a loan requires careful analysis before making the decision; you should not guarantee a loan just because a friend or acquaintance has asked you to do so, warns Rajiv Raj

A home loan for everyone

A home loan for everyone

Rediff.com20 Mar 2016

Lenders have lined up a number of home loan products that can fit every aspirant's annual income.

The four lifelines for a healthy credit score

The four lifelines for a healthy credit score

Rediff.com28 Jan 2016

Here are four ways to keep your credit score in the green

Don't just look at interest rates when applying for a home loan

Don't just look at interest rates when applying for a home loan

Rediff.com22 Jun 2016

There are other charges too that you need to budget for

Do what you love and money will follow!

Do what you love and money will follow!

Rediff.com24 Jul 2015

Yes, it is possible to turn your dreams into reality.

9 things money can't buy

9 things money can't buy

Rediff.com17 Jul 2015

For everything else you have your credit card!

5 times you shouldn't use credit cards

5 times you shouldn't use credit cards

Rediff.com7 Jan 2016

and three times when you should actually use them

Don't mix insurance with investment! Here's why

Don't mix insurance with investment! Here's why

Rediff.com2 Jun 2016

One might wonder what's wrong if one were to get the best of both worlds by buying one product. There are basically two problems... cautions Rajiv Raj

Don't leap at that one-time loan settlement

Don't leap at that one-time loan settlement

Rediff.com25 Sep 2015

Because a settled account will do more damage to your credit history than you can imagine.

Never get rejected for a loan! Here's the mantra

Never get rejected for a loan! Here's the mantra

Rediff.com12 Nov 2014

Follow these 6 Cs of building good credit and your lender will never disappoint you!

Dream home on your mind? Think pre-approved home loans!

Dream home on your mind? Think pre-approved home loans!

Rediff.com23 Dec 2015

Here are the many pros and some cons of going for such an arrangement

4 ways to avoid falling into a debt trap this Diwali

4 ways to avoid falling into a debt trap this Diwali

Rediff.com21 Oct 2014

These tips will keep you away from dark nights after Diwali

How to be a smart borrower

How to be a smart borrower

Rediff.com23 Nov 2015

Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how

5 simple ways to avoid credit card fraud

5 simple ways to avoid credit card fraud

Rediff.com19 Apr 2016

So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.

What all home loan co-applicants should know

What all home loan co-applicants should know

Rediff.com17 Apr 2016

Before taking the plunge and being a co-applicant, make sure that you are aware of the rights and responsibilities that come with it!

Have you missed your credit card bill payment?

Have you missed your credit card bill payment?

Rediff.com17 Sep 2014

Here's how to get out of this situation without hurting your CIBIL score.

How to build a perfect CIBIL score

How to build a perfect CIBIL score

Rediff.com25 Mar 2016

Here's the formula and it is not too difficult to implement.

Gift your wife an independent credit score this Karva Chauth

Gift your wife an independent credit score this Karva Chauth

Rediff.com30 Oct 2015

If you are wondering what all this is about and why should your wife need an independent score then read on to find out.

5 sure-shot credit score killers

5 sure-shot credit score killers

Rediff.com16 Oct 2015

If you want to keep your CIBIL Score alive and kicking (healthy) make sure you steer clear from the above mentioned common credit score killers.

Is the RBI playing spoilsport for borrowers?

Is the RBI playing spoilsport for borrowers?

Rediff.com8 Apr 2015

After two surprising, successive rate cuts in January and February 2015, RBI governor Raghuram Rajan decided not to reduce them further in his first policy announcement in the new financial year. Is he playing spoilsport for consumers of homes and cars?

3 lessons for online shoppers after the Flipkart sale

3 lessons for online shoppers after the Flipkart sale

Rediff.com11 Oct 2014

Don't hit the buy button as soon as you hear of the next BIG online sale this Diwali. Here are some very important lessons -- in the light of how some online shoppers felt cheated after Flipkart's 'Billion Day Sale' -- that could save you time, money and peace of mind, says Rajiv Raj!

Do you have multiple credit cards? 4 lessons for you

Do you have multiple credit cards? 4 lessons for you

Rediff.com15 Mar 2016

If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management.

5,275 wilful defaulters (+ Mallya) owe banks Rs 56,621 crore

5,275 wilful defaulters (+ Mallya) owe banks Rs 56,621 crore

Rediff.com18 Mar 2016

India's five leading wilful defaulters are Winsome Diamonds & Jewellery Ltd and associate Forever Precious Jewellery & Diamonds, Zoom Developers, Kingfisher Airlines, Beta Naphthol and Raza Textiles

Three advantages of a good Credit Score

Three advantages of a good Credit Score

Rediff.com26 Sep 2015

Here's how you can reward yourself for having a good CIBIL score.

A home loan for everyone

A home loan for everyone

Rediff.com20 Mar 2016

Lenders have lined up a number of home loan products that can fit every aspirant's annual income.

Indian Americans line up with big bucks for Modi's New York event

Indian Americans line up with big bucks for Modi's New York event

Rediff.com8 Sep 2014

The frenzy to be present at the Madison Square Garden on September 28 when Prime Minister Narendra Modi addresses the Indian-American community likely rivals a rock concert held at the famous New York venue.

Does marriage affect your credit score?

Does marriage affect your credit score?

Rediff.com22 Feb 2016

Getting married has no direct bearing on the credit score of either of the spouses. However it does impact the financial situation and may sometimes impact the credit score of any individual indirectly due to the action of the partner.

Dream home on your mind? Think pre-approved home loans!

Dream home on your mind? Think pre-approved home loans!

Rediff.com13 Sep 2015

Make your 'dream-home' dream come true

A beginner's guide to managing taxes and money

A beginner's guide to managing taxes and money

Rediff.com19 Feb 2016

Six simple tips for you...

6 home loan fees you didn't know!

6 home loan fees you didn't know!

Rediff.com16 Sep 2015

Here's a dummy's guide to the home loan fee maze

What your Credit Score says about you

What your Credit Score says about you

Rediff.com14 Sep 2015

Lenders get a clear idea about your financial health, risk profile and personality trait

3 ways to benefit from an interest rate cut

3 ways to benefit from an interest rate cut

Rediff.com26 Nov 2014

How should you, as a consumer, be prepared for a rate cut, if any? Read on to find out more.

How to handle credit card debt after the death of a loved one

How to handle credit card debt after the death of a loved one

Rediff.com20 Jan 2016

In order to make your life a tad easier, here are some pointers on what needs to be done with inheritance of credit card debt.

Happy New Year home buyers!

Happy New Year home buyers!

Rediff.com20 Jan 2015

If you have plans to buy a new home in 2015, there's good news for you

Money lessons from Makar Sankranti

Money lessons from Makar Sankranti

Rediff.com13 Jan 2015

Let's take you on a fun journey on kites and Sankranti traditions and guess what? You can learn a thing or two about financial planning from it as well.